Financial Guidance Q1'23 Guidance • Net revenues expected to grow ~7.5% on a spot basis and ~9% FXN • GAAP earnings per diluted share expected to be $0.62-$0.64, compared to $0.43 in the prior year period, and non-GAAP earnings per diluted share expected to grow 23%-25% to $1.08-$1.10, compared to $0.88 in the prior year period ◦ In the first quarter of 2022, GAAP EPS included a positive impact of approximately $0.02 on PayPal’s strategic investment portfolio ◦ Estimated non-GAAP amounts for the three months ending March 31, 2023 reflect adjustments of approximately $550 million, including estimated stock-based compensation expense and related payroll taxes of approximately $400 million and an estimated restructuring charge of approximately $100 million FY'23 Guidance • GAAP earnings per diluted share expected to be ~$3.27, compared to $2.09 in FY’22, and non-GAAP earnings per diluted share expected to grow ~18% to ~$4.87, compared to $4.13 in FY’22 ◦ In 2022, GAAP EPS included a negative impact of approximately $0.20 on PayPal’s strategic investment portfolio ◦ Estimated non-GAAP amounts for the twelve months ending December 31, 2023 reflect adjustments of approximately $2.0 billion, including estimated stock-based compensation expense and related payroll taxes of approximately $1.7 billion and an estimated restructuring charge of approximately $100 million Please see “Non-GAAP Financial Measures” and “Non-GAAP Measures of Financial Performance” for important additional information. Conference Call & Webcast PayPal Holdings, Inc. will host a conference call to discuss fourth quarter and full year 2022 results at 2:00 p.m. Pacific Time today. A live webcast of the conference call, together with a slide presentation that includes supplemental financial information and reconciliations of certain non-GAAP measures to their most directly comparable GAAP measures, can be accessed through the company’s Investor Relations website at https:// investor.pypl.com. In addition, an archive of the webcast will be accessible for 90 days through the same link. Q4 & FY 2022 Results 6