PayPal Holdings, Inc. Unaudited Supplemental Operating Data Three Months Ended December 31, September 30, June 30, March 31, December 31, 2022 2022 2022 2022 2021 (In millions, except percentages) (1) Active accounts 435 432 429 429 426 Current quarter vs prior quarter 1 % 1 % — % 1 % 2 % Current quarter vs prior year quarter 2 % 4 % 6 % 9 % 13 % (2) Number of payment transactions 6,032 5,643 5,513 5,161 5,343 Current quarter vs prior quarter 7 % 2 % 7 % (3) % 9 % Current quarter vs prior year quarter 13 % 15 % 16 % 18 % 21 % Payment transactions per active 51.4 50.1 48.7 47.0 45.4 (3) account Current quarter vs prior quarter 2 % 3 % 4 % 3 % 3 % Current quarter vs prior year quarter 13 % 13 % 12 % 11 % 11 % (4) TPV $ 357,378 $ 336,973 $ 339,791 $ 322,981 $ 339,530 Current quarter vs prior quarter 6 % (1) % 5 % (5) % 10 % Current quarter vs prior year quarter 5 % 9 % 9 % 13 % 23 % (FXN) Current quarter vs prior year quarter 9 % 14 % 13 % 15 % 23 % (5) Transaction Expense Rate 0.93 % 0.89 % 0.90 % 0.87 % 0.87 % (6) Transaction and Credit Loss Rate 0.11 % 0.11 % 0.13 % 0.11 % 0.10 % (7) Transaction Margin 49.7 % 51.0 % 48.7 % 50.9 % 52.3 % Amounts in the table are rounded to the nearest million, except as otherwise noted. As a result, certain amounts may not recalculate using the rounded amounts provided. (1) An active account is an account registered directly with PayPal or a platform access partner that has completed a transaction on our platform, not including gateway-exclusive transactions, within the past 12 months. A platform access partner is a third party whose customers are provided access to PayPal’s platform or services through such third-party’s login credentials, including individuals and entities that utilize Hyperwallet’s payout capabilities. A user may register on our platform to access different products and may register more than one account to access a product. Accordingly, a user may have more than one active account. The number of active accounts provides management with additional perspective on the overall scale of our platform, but may not have a direct relationship to our operating results. (2) Number of payment transactions are the total number of payments, net of payment reversals, successfully completed on our payments platform or enabled by PayPal via a partner payment solution, not including gateway-exclusive transactions. (3) Number of payment transactions per active account reflects the total number of payment transactions within the previous 12-month period, divided by active accounts at the end of the period. The number of payment transactions per active account provides management with insight into the average number of times an account engages in payments activity on our payments platform in a given period. The number of times a consumer account or a merchant account transacts on our platform may vary significantly from the average number of payment transactions per active account. (4) TPV is the value of payments, net of payment reversals, successfully completed on our payments platform or enabled by PayPal via a partner payment solution, not including gateway-exclusive transactions. (5) Transaction expense rate is transaction expense divided by TPV. (6) Transaction and credit loss rate is transaction and credit losses divided by TPV. (7) Transaction margin is net revenues less transaction expense and transaction and credit losses, divided by net revenues. Q4 & FY 2022 Results 14