COMPENSATIONDISCUSSIONANDANALYSIS OtherCompensationPracticesandPolicies OtherCompensationPracticesandPolicies StockOwnershipGuidelines OurBoardhasadoptedstockownershipguidelinesdesignedtocloselyaligntheinterestsofourseniorleadershipteam (including our executiveofficers) with the long-term interests of our stockholders.Under these guidelines,our executive officers are required to achieve ownershipof our commonstockvaluedatthefollowingmultipleof theirannualbasesalary, asapplicable: • CEO:sixtimesbasesalary • ExecutiveVicePresidents(includingall executiveofficersotherthantheCEO):threetimesbasesalary Eachexecutiveofficerisexpectedtomeettheapplicableguidelinelevelwithinfiveyearsofbecomingsubjecttothese requirementsandtocontinuouslyownsufficientsharestomeettheguidelinelevelforaslongastheyremainanexecutive officer. Executiveofficerswhohavenotyetsatisfiedtheirapplicableguidelinelevelarerequiredtoretain25%ofthenetsharesof ourcommonstockthattheyreceiveastheresultoftheexercise,vestingorpaymentofanyequityawardsgrantedtothem. Sharesthatcounttowardssatisfactionofthestockownershipguidelinesincludethefollowing: • sharesownedoutrightbytheexecutiveofficerortheirimmediatefamilymembersresidinginthesamehousehold; • sharesheldintrusts,limitedliability companiesor similar entities for the benefit of the executive officer or their immediatefamilymembers;and • deferredshares,vestedDSUs,deferredRSUsordeferredPBRSUsthatmayonlybesettledinsharesofourcommon stock. OurstockownershipguidelinesareavailableontheGovernancesectionofourInvestorRelationswebsiteat https://investor.pypl.com/governance/governance-overview/default.aspx. HedgingandPledgingPolicy Ourinsidertradingpolicyprohibitsall directors,executiveofficersand employeesfromentering(directlyor indirectly)into anyhedgingormonetizationtransactionsrelatingtooursecurities,includingprepaidvariableforwardcontracts,equity swaps,collarsandexchangefunds,oranyothertransactionthathedgesoroffsets,orisdesignedtohedgeoroffset,any decreaseinthemarketvalueofPayPalsecuritiesowneddirectlyorindirectlybysuchperson.Additionally,directors, executiveofficersandemployeesareprohibitedfromusingPayPalderivativesecuritiesascollateralinamarginaccountor for any loan or extension of credit, or otherwise trading in any instrument relating to the future price of our securities, such asaputorcalloption,futurescontract,shortsale(includingashortsale“againstthebox”),collar,orotherderivative security. Our insider trading policy also prohibits all directors and executive officers from pledging our common stock as collateral for loans. Other employees are strongly discouragedfrom pledgingPayPalsecuritiesas collateralfor loans. ClawbackPolicy Wehaveaclawbackpolicythatappliestoincentivecompensation(includingcashorequity-basedawards)paidor awardedtoanyNEOorotherofficerinavicepresidentormoreseniorposition(“coveredemployees”).Theoccurrenceof anyofthefollowingeventswilltriggerthepolicy: • a coveredemployeemateriallyviolatesourCodeofConduct; • a coveredemployeecausesmaterialfinancialorreputationalharmtotheCompany;or • a material restatementof all or a portion of our financial statements due to a supervisory or other failure by a covered employeeinaseniorvicepresident(ormoresenior)positionoranycoveredemployeewhoisavicepresidentinthe Companysfinancefunction. TheclawbackpolicyprovidesthattheCompensationCommitteewilldetermineinitsdiscretionwhetheranyoftheabove triggering events has occurred,and if so, whether to require the full or partial forfeiture and/or repayment of any incentive compensationcoveredbythepolicybasedonthefactsandcircumstances.Theforfeitureand/orrepaymentmayinclude thefollowing: • anyincentivecompensationthatisgreaterthantheamountthatwouldhavebeenpaidtothecoveredemployeehad thetriggeringeventbeenknown; 68 •2023ProxyStatement